Certificate of Deposits (CDs)
Certificate of Deposits (CDs)
Save with confidence. Grow your deposit.
Your financial goals matter!
Sometimes, the best thing you can do for your savings is give it a little time to grow. With our Certificate of Deposits, you'll lock in for a set term at a guaranteed interest rate, giving you a steady, predictable way to grow your savings for whatever comes next.
Key features:
- Interest credited quarterly
- Flexible terms from 3 to 60 months
- Automatic renewal at maturity*
- FDIC insured up to the max permitted by law
Perfect for:
Savers looking for low-risk investment options with predictable returns.
*CD specials renew at a 12-month term. All others renew at original term.
Online CD account opening available for 4 Month CD Special, 12 Month CD Special, 13 Month CD Special, and 24 Month CD Special.
Certificate of Deposits Options
| Terms | Compounding | Interest Rate | APY 1 |
|---|---|---|---|
| 3 Month | Maturity | 2.00% | 2.02% |
| 6 Month | Quarterly | 2.00% | 2.02% |
| 4 Month Special (Renews for 12 Month Term) | Quarterly | 3.36% | 3.40% |
| 12 Month Special (Renews for 12 Month Term) | Quarterly | 4.43% | 4.50% |
| 13 Month Special (Renews for 12 Month Term) | Quarterly | 3.65% | 3.70% |
| Renews for 12 Month Term | Quarterly | 1.35% | 1.36% |
| 18 Month (Renewal Only) | Quarterly | 0.15% | 0.15% |
| 21 Month (Renewal Only) | Quarterly | 0.15% | 0.15% |
| 24 Month | Quarterly | 3.75% | 3.80% |
| 30 Month (Renewal Only) | Quarterly | 0.15% | 0.15% |
| 36 Month | Quarterly | 3.11% | 3.15% |
| 42 Month (Renewals Only) | Quarterly | 0.15% | 0.15% |
| 48 Month | Quarterly | 2.15% | 2.17% |
| 60 Month | Quarterly | 2.25% | 2.27% |
See Deposit Products to find the minimum requirements to earn the disclosed interest rates and for the minimum amounts required to open the different types of accounts.
1APY = Annual Percentage Yield. Annual Percentage Yield assumes all principal and interest remain on deposit for the entire term.
A penalty may be imposed for early withdrawal.
Rates effective as of 9/18/26. Rates subject to change.
CDARS Options
Gain access to millions of dollars in aggregate FDIC insurance by placing funds in Certificate of Deposit (CD) accounts at IntraFi network banks. Current terms available are 13 weeks, 26 weeks, 12 months, 24 months and 36 months. Please contact us for more information.