HELOC

HELOC
Borrow as needed with a line of credit based on your home’s equity.
Your home has value. Let's put it to work!
A Home Equity Line of Credit (HELOC) offers you a smart way to get extra funds when you need them most. Whether you're planning a renovation, paying down high-interest debt, or covering unexpected expenses, borrow as needed using your home’s equity and turn your home’s value into financial flexibility.
Key features of a HELOC:
- Borrow as needed up to a set limit
- Only pay interest* on what YOU use
- Revolving access to funds
- Access to a local team who is here to help
Perfect for:
Home renovations, education debt, unexpected expenses, and large recurring costs.
Subject to credit approval.
*Minimum for the first 10-year draw period is the greater of accrued interest or $50. A flat fee of $495 is charged when HELOC is established and may also be imposed if any increases are requested. A 10-year repayment plan with a variable interest begins once draw period concludes.