| Account Type | Interest Rate | APY 1 |
|---|---|---|
| Interest Checking | 0.02% | 0.02% |
| Elite Checking | 0.25% | 0.25% |
| Money Market* | 4.53% | 4.62% |
| Savings - Tier 1: $0.00 to $2,500.00 | 0.05% | 0.05% |
| Savings - Tier 2: $2,500.01 to $20,000.00 | 0.45% | 0.45% |
| Savings - Tier 3: $20,000.01 to $50,000.00 | 0.50% | 0.50% |
| Savings - Tier 4: $50,000.01 to $75,000.00 | 2.00% | 2.02% |
| Savings - Tier 5: $75,000.01 and above | 2.55% | 2.58% |
| Christmas Club | 0.02% | 0.02% |
See Deposit Products to find the minimum requirements to earn the disclosed interest rates and for the minimum amounts required to open the different types of accounts.
1APY = Annual Percentage Yield. Annual Percentage Yield assumes interest is accumulated to account balance.
*If the account balance falls below $20,000, the standard interest rate tier for saving accounts will be applied until the balance is at a minimum of $20,000.
The interest rate may change after the account is opened.
Rates effective as of 10/2/24
| Term | Interest Rate | APY 1 |
|---|---|---|
| 3 Month | 3.50% | 3.55% |
| 6 Month | 3.70% | 3.75% |
| 4 Month Special Renews for 12 Month Term | 4.91% | 5.00% |
| 11 Month Special Renews for 12 Month Term | 4.43% | 4.50% |
| 12 Month | 1.35% | 1.36% |
| 18 Month (Renewal Only) | 0.15% | 0.15% |
| 21 Month (Renewals Only) | 0.15% | 0.15% |
| 24 Month | 2.00% | 2.02% |
| 30 Month (Renewal Only) | 0.15% | 0.15% |
| 36 Month | 2.05% | 2.07% |
| 42 Month (Renewals Only) | 0.15% | 0.15% |
| 48 Month | 2.15% | 2.17% |
| 60 Month | 2.25% | 2.27% |
See Deposit Products to find the minimum requirements to earn the disclosed interest rates and for the minimum amounts required to open the different types of accounts.
1APY = Annual Percentage Yield. Annual Percentage Yield assumes all principal and interest remain on deposit for the entire term.
A penalty may be imposed for early withdrawal.
Rates effective as of 10/2/24
