Deposit Rates
Account TypeInterest RateAPY 1
Interest Checking0.02%0.02%
Elite Checking0.25%0.25%
Money Market*4.025%4.10%
Savings - Tier 1: $0.00 to $2,500.00 0.05%0.05%
Savings - Tier 2: $2,500.01 to $20,000.00 0.20%0.20%
Savings - Tier 3: $20,000.01 to $50,000.000.40%0.40%
Savings - Tier 4: $50,000.01 to $75,000.001.24%1.25%
Savings - Tier 5: $75,000.01 and above1.59%1.60%
Christmas Club0.02%0.02%

See Deposit Products to find the minimum requirements to earn the disclosed interest rates and for the minimum amounts required to open the different types of accounts.

1APY  = Annual Percentage Yield. Annual Percentage Yield assumes interest is accumulated to account balance.

*If the account balance falls below $20,000, the standard interest rate tier for saving accounts will be applied until the balance is at a minimum of $20,000. 

The interest rate may change after the account is opened.

Rates effective as of 12/04/24

Certificate of Deposit Rates
TermInterest RateAPY 1
3 Month2.00%2.02%
6 Month2.00%2.02%
4 Month Special Renews for 12 Month Term4.38%4.45%
8 Month Special Renews for 12 Month Term4.18%4.25%
12 Month1.35%1.36%
18 Month (Renewal Only)0.15%0.15%
21 Month (Renewals Only)0.15%0.15%
24 Month3.11%3.15%
30 Month (Renewal Only)0.15%0.15%
36 Month2.05%2.07%
42 Month (Renewals Only)0.15%0.15%
48 Month2.15%2.17%
60 Month2.25%2.27%

See Deposit Products to find the minimum requirements to earn the disclosed interest rates and for the minimum amounts required to open the different types of accounts.

1APY  = Annual Percentage Yield. Annual Percentage Yield assumes all principal and interest remain on deposit for the entire term.

A penalty may be imposed for early withdrawal.

Rates effective as of 12/04/24