Personal Savings
If you're ready to start building your financial future, we have a product (or two) for you.
All of our Personal Savings Accounts include:
- Online Banking
- e-Statements
- Interest Bearing
We know that it can be hard to find the right savings account, so we make sure you get the best experience from day one. That's why we have five options—so you can choose the one that's perfect for your needs.
Savings
With a Savings account, you can start saving for your future with ease. Our account offers a competitive interest rate, which means that your savings will grow over time. Whether you are saving for a rainy day or a long-term goal, the Savings account is a great choice.
Money Market
Looking for a premium savings account with higher interest rates and added benefits? Our Money Market account is the perfect choice for you. With a Money Market account, you can earn a premium interest rate while still having easy access to your funds.
Ohio Homebuyer Plus Program
Looking to buy a home in Ohio? With the shape the housing market is in, it's hard to find a home. By partnering with the Ohio Treasurer’s office, we’re here to help you achieve your dream of being a homeowner. You can now open a specialized, tax advantaged savings account through the Ohio Homebuyer’s Plus Program.
- $100 minimum to open
- Ohio Resident over 18 years old
- Must be used for down payment or closing costs of Primary Residence located in Ohio
- High interest earning savings account*
Restrictions Apply
*Variable interest rate. Subject to change.
$100 min balance to open
6.71% Annual percentage yield - variable rate subject to change
Fees may reduce earnings
$500 bonus deposited into the account 6 months after opening account with $100 minimum balance. Bonus credited to account on first day of month after meeting 6-month requirement.
Personal Savings Accounts Comparison Chart
| Features | Savings | Money Market | 3, 6 or 12 Month CD | 24, 36, 48 or 60 Month CD | CD Special (Term Varies) |
|---|---|---|---|---|---|
| Free Online/Mobile Banking | X | X | X | X | X |
| Free ATM Card | X | N/A | N/A | N/A | |
| Tiered Rates of Interest* | X | X | |||
| Minimum Balance Requirement | N/A | $20,000 | $1,000 | $1,000 | $1,000 |
| Minimum Opening Deposits | $100 | $20,000 | $1,000 | $1,000 | $1,000 |
| Early Withdrawal Penalty | N/A | Equal to 3 months of interest | Equal to 6 months of interest | Under 12 month term is equal to 3 months of interest. Greater than 12 months equal to 6 months of interest | |
| Free Debit Card | X | ||||
| No Fee on Wire Transfer | X | ||||
| Monthly Fee Waiver Eligibility | $20 Waived with minimum daily balance of $20,000 |
