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Ohio Homebuyers Plus Savings Account

Looking to buy a home in Ohio? With the shape the housing market is in, it's hard to find a home. By partnering with the Ohio Treasurer’s /office, we’re here to help you achieve your dream of being a homeowner. You can now open a specialized, tax advantaged savings account through the Ohio Homebuyer’s Plus Program.

  • $100 minimum to open
  • Ohio Resident over 18 years old
  • Must be used for down payment or closing costs of Primary Residence located in Ohio
  • High interest earning savings account*

Restrictions Apply

*Variable interest rate. Subject to change. 

$100 min balance to open

6.17% Annual percentage yield on balances below 25k

4.62% Annual percentage yield on balances 25k and above

Fees may reduce earnings

$250 bonus deposited into the account 6 months after opening account with $100 minimum balance. Bonus credited to account on first day of month after meeting 6-month requirement. 

For tax advice, please consult your tax professional.

Rates effective as of 10/2/24.

Personal Savings Accounts Comparison Chart

FeaturesSavingsMoney MarketCD (Term Varies)
Free Online/Mobile BankingXXX
Free ATM CardXN/A
Tiered Rates of Interest*XX
Minimum Balance RequirementN/A$20,000$1,000
Minimum Opening Deposits$100$20,000$1,000
Early Withdrawal PenaltyN/AUnder 12 month term is equal to 3 months of interest. Greater than 12 months equal to 6 months of interest
Free Debit CardX
No Fee on Wire TransferX
Monthly Fee Waiver Eligibility $20 Waived with minimum daily balance of $20,000
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