Essential Checking
Essential Checking
No monthly fees. No minimums. Full digital access.
Start modest and grow.
With an Essential Checking account, you have the ability to easily deposit, withdraw, transfer funds and more—Its everyday banking made simple!
Key features:
- Only a $25 fee to open
- No ongoing account minimum balance required
- Zero monthly service fee
- Online mobile banking with financial tools
- Free debit card for easy transactions
Perfect for:
First time account holders, students, young professionals, and anyone looking for a simple, hassle-free account.
Checking Accounts
Comparison Chart
| Features | Essential Checking | Interest Checking | Elite Checking |
|---|---|---|---|
| Online/Mobile Banking with Bill Pay included |  | | |
| Free Debit Card | | | |
| Interest Bearing | N/A | | |
| Waived Paper Statement Fee | N/A | N/A | |
| Reduced Cost for Personal Checks | N/A | 1/2 off initial order* when ordered at account opening | 1 box free per year* |
| Free Safe Deposit Box (where available) | N/A | First year free (3x5 only) | First year free (3x5 only) |
| No Fee on Wire Transfers | N/A | N/A | |
| Monthly Fee Waiver Eligibility | N/A | $7 Waived with minimum daily balance of $500 | $15 Waived with minimum daily balance of $5,000 |
| Minimum to Open | $25 | $100 | $250 |
| Learn More | Learn More |
Rates subject to change. See rate sheet for current rates.
Fee Schedule
The Fee Schedule outlines the various fees that may apply to your accounts and explains the circumstances under which they are charged. Understanding these fees is important for managing your finances effectively. By familiarizing yourself with this information, you can make informed decisions about your banking activities and avoid unexpected charges. Please review the Fee Schedule carefully to learn about the specific fees that may affect your account. If you have any questions or need further clarification, please contact a banker.