Cash-Flow Solutions
Cash-Flow Solutions
Let us help with your business’ operations and financing.
Manage your finances effectively, ensure smooth operations and maintain your financial health with our Cash-Flow Solutions.
- Establish a target balance for your business checking account.
- Avoid embarrassing transaction returns by having target balance shortfalls swept from a secondary checking, savings or Line of Credit account.
- Lower interest expenses by having target balance excess funds swept to your Line of Credit.
- Earn additional interest by having target balance excess funds swept to your Classic Business Savings or Business Money Market account.
- Save time by allowing this automated processing system to complete the transfers for you.
- Set up one-time or recurring transfers between your deposit accounts.
- Save time, save checks and avoid late fees by transferring loan payments from your deposit account.
- Create, save and assign Business Online Banking User transfer templates.
- Save time and costs by replacing check-based payments with ACH transactions.
- Submit and process ACH payroll files to ensure timely posting and funds availability for your employees.
- Collect funds according to your receivable’s timeframes or customer due dates.
- Manage your cash flow by choosing between standard or same-day ACH processing timeframes.
- Submit one-time or recurring transactions, create ACH templates or upload NACHA formatted files directly from your payroll or accounting software.
- Enable additional Business Online Banking users, assign authority and enforce dual approval for ACH file submission.
- Utilize Online Wire Origination to ensure safe and fast payment to beneficiaries within the U.S. or in a foreign country.
- Submit one-time or recurring wire templates or create new wire templates to be used in the future.
- Assign wire templates and processing authority and enforce payment order dual approval.
- Save time and money and eliminate travel to a branch by inputting your wire payment orders through Business Online Banking.
- Eliminate travel time by submitting check deposits directly from your office via a desktop scanner and web-based software system.
- Choose your deposit frequency to optimize cash flow and funds availability and increase interest earnings.
- Review deposit history, recall deposited check images and print or export reports for your records.
