CDs and IRAs
CDs and IRAs
Save with confidence. Retire with peace of mind.
Invest in your future self.
Whether you’re growing your wealth or planning your retirement, our Certificates of Deposit (CDs) and Individual Retirement Accounts (IRA) CD offer secure, interest-earning solutions with long-term benefits.
Key features:
- Interest credited quarterly
- $1,000 minimum* deposit to open
- Flexible terms from 3 to 60 months
- Automatic renewal at maturity**
- Monthly or quarterly interest checks on $2,500+ (optional)
- IRA options may offer tax advantages (consult your tax advisor)
- FDIC insured up to the max permitted by law
Perfect for:
Long-term savers, retirees, and anyone seeking low-risk investment options with predictable returns.
*Certain offers require a higher minimum to open.
**Specials renew on 12-month term. All others renew at original term.
CD and IRA Options
| Term | Compounding | Regular | IRA |
|---|---|---|---|
| 3 Months | Maturity | Yes | Yes |
| 6 Months | Quarterly | Yes | Yes |
| 12 Months | Quarterly | Yes | Yes |
| 24 Months | Quarterly | Yes | Yes |
| 36 Months | Quarterly | Yes | Yes |
| 48 Months | Quarterly | Yes | Yes |
| 60 Months | Quarterly | Yes | Yes |
| Specials |
Rates subject to change. See rate sheet for current rates.
CDARS Options
Gain access to millions of dollars in aggregate FDIC insurance by placing funds in Certificate of Deposit (CD) accounts at IntraFi network banks. Current terms available are 13 weeks, 26 weeks, 12 months, 24 months and 36 months. Please contact us for more information.